There are literally thousands of different commercial Lien Certificates available to investors across the nation. You can find these documents at most of the 21,000 public record sites across America. And though most investors will only focus on a single county, it’s important to understand just how many liens there are in different counties across the country. This will allow you to truly understand the full range of benefits that you can acquire. Understanding this range of documents will help you to determine whether you’re truly interested in acquiring a tax certificate, or if you’re better off trying to purchase a property.

You can also check with the county tax collector’s office to find out just what is available. It is important to remember though, that one size does not fit all when it comes to liens on properties. Every county and city has a set amount of available liens on office and retail properties.

 Sovieticated liens

These are an entirely separate document than other tax certificates. The reason that these are so valuable though is because you will be dealing with the county after the deed to the property has been foreclosed on. In this case, then, the property will have been handed over to the tax collector, and the investor who Foreclosed on the property will have a vested interest in whether or not a tax certificate is granted.

Different states have different rules as to when the investor has to redeem a lien. In some states, this process is completely separate from the redemption process, and will take place even after the redemption period is over. In other states, you will have to redeem the property right away in order to prevent the property from going back to the tax collector. And once the redemption period is over, the tax certificate will be automatically released. That doesn’t mean that the lien holder can’t come out from under the liens and try to purchase the property, it just means that the investor can’t purchase the property in the short term.

Voluntary liens

These are purchased for a longer amount of time, and are guaranteed by the property that they are clear. A voluntary lien means that you must have purchased the certificate prior to the filing of the lawsuit in order to have the guaranteed lien. Many states will only give a basic certificate, rather than a certificate that is a creation of the underlying claim. Such agreements may also only have to be purchased with money that you’ve already paid the mortgage on the property (or given as a gift).


When you purchase a lien certificate, you have to make payments on the subsequent property. That is how you purchase a lien security interest. Once purchased you remain as the legal owner of the lien on the property until you have paid the amount of taxes and the redemption fee, or you have caused the property to be resold (or foreclosed). The redemption period for tax liens varies from state to state, but can range anywhere from 6 months to 10 years.


Some investors will let other people own a proportion of their investment in the property. If you’re the co-owner, then you have the rights to take a mortgage out on the property, but you have to give the home back to the investor that holds the lien.

Benefits Of Tax Lien Certificates

From a legal standpoint, if you buy tax lien certificates that are within the legal requirements of the county, you will not be liable for enforcement of those tax liens thereby giving you a legal interest in the property in a property that is saleable. If you have purchased tax certificates for properties that are performing wonderfully on the market, you can actually increase your property’s value with those tax liens. In addition, if a property is doing poorly and you have made a bad, bad investment, you can still see this in the form of tax liens causing higher property values in your own county and the surrounding counties where those liens are not maximized. And that makes it easy for you to see those improvements you wanted or that you’d wish you could afford.